Google Sheets & Excel template for couples

Plan. Save. Grow.

Money feels better when you’re on the same page.

A ready-to-use budget built for two. Split bills fairly, understand your spending, and make real progress toward the life you’re building together.

  • 8 connected tabs — see exactly where every dollar goes, updated automatically
  • Split bills fairly with built-in calculations — no more awkward money math
  • Track shared savings goals together — from vacation funds to emergency savings
  • Buy once, use forever — no subscriptions, no hidden fees
  • Available in both Google Sheets and Excel — pick what works for you
  • +3 bonus planners included — Wedding Budget, Trip & Vacation, and Emergency Fund Builder, free with your purchase

4.9 from 327 happy couples

Instant accessOne-time paymentWorks on any device
Made for two ♡
My Couples Budget spreadsheet shown on a laptop and tablet

Vacation fund

62% there

4.9

327 verified reviews

“We finally talk about money without stress.”

Maya & Chris

Married 2 years · Austin, TX

Verified buyer

“The bill splitter alone saved us hours.”

Jordan & Alex

Living together · Denver, CO

Verified buyer

“Simple enough to keep using every week.”

Sam & Taylor

Saving for a house · Portland, OR

Verified buyer

“We paid off $8,000 of debt in 8 months because we could finally see where our money went.”

Priya & Leo

Engaged · Miami, FL

Verified buyer

“I’m a spender, he’s a saver. The Budget Plan tab stops every argument before it starts.”

Emma & David

Living together · Seattle, WA

Verified buyer

“The wedding bonus planner alone is worth the price.”

Riley & Casey

Planning their wedding · Chicago, IL

Verified buyer

Join 327 couples already planning together

$17$29

One-time payment · Instant access

Who this is for

If any of this sounds familiar, you’re in the right place

Tired of awkward money talks

Money conversations turn tense because no one can see the full picture.

One shared view you both trust, so talks stay calm and short.

Newlyweds merging finances

Two incomes, two sets of habits, and no system to bring them together.

A guided setup that combines both incomes and splits bills fairly from day one.

Saving for something big

A house, a wedding, or a trip that keeps slipping out of reach.

Visible goal tracking that turns monthly leftovers into real progress.

Everything you need

One simple system for your shared money

Eight connected tabs turn everyday numbers into an easy plan you can both understand.

TAB 1

Start Here

A quick setup guide so you can begin with confidence.

TAB 2

Dashboard

Your shared financial snapshot, all in one clean view.

TAB 3

Income

Record and combine both partners’ income sources.

TAB 4

Expenses

Track where your money goes with clear categories.

TAB 5

Budget Plan

Set your spending plan and see the month ahead.

TAB 6

Bills

Manage shared bills and due dates without the stress.

TAB 7

Savings Goals

Turn shared dreams into visible, trackable progress.

TAB 8

Setup

Customize categories, percentages, and preferences.

A closer look

See exactly what you’ll get

Monthly budget dashboard with income, expenses, savings rate, partner contributions, and spending charts
Dashboard overview
Income tracker showing both partners’ earnings and recurring income entries
Income
Monthly budget plan with category targets, actual spending, variance, and automatic status updates
Budget Plan
Savings goals tracker with target amounts, progress, and monthly contribution calculations
Savings Goals

Showing Dashboard overview

Plus 3 bonus planners — included free

Three tablet devices showing the Wedding Budget Planner, Trip & Vacation Planner, and Emergency Fund Builder bonus templates

Wedding Budget Planner

Plan the celebration without losing sight of the marriage.

Trip & Vacation Planner

Build the itinerary and the budget in one place.

Emergency Fund Builder

Set your safety net target and watch it grow.

Built for real relationships

Less spreadsheet. More clarity.

Generic budgets give you empty boxes. My Couples Budget gives you a shared system—with thoughtful prompts, fair-split tools, and visuals that make the next step obvious.

Start together

A guided setup gets both partners aligned from day one.

Split fairly

Choose a 50/50 or income-based approach without awkward math.

See the whole picture

Automatic breakdowns help you find opportunities, not blame.

Stay motivated

Visible goals turn steady progress into something worth celebrating.

From purchase to planning in minutes

01

Purchase securely

Make one simple $17 payment.

02

Download instantly

Receive the access link right away.

03

Make it yours

Copy to Google Sheets and start together.

Choose a system, not another blank file

Designed for two from the start

FeatureMy Couples BudgetFree spreadsheet
Made specifically for couples
Fair bill-splitting toolManual formulas
Automatic spending insightsBasic totals
Guided setupBuild it yourself
3 life-event bonus planners
Time to set upUnder 30 minutesA few evenings
One-time paymentFree

Real couples, real results

In their words

“We finally stopped guessing who owes what. The bill splitter did the math for us.”

Nicole & Marcus

Married 4 years · Phoenix, AZ

Verified buyer

“We hit our vacation savings goal two months early just by watching the progress bar every week.”

Grace & Owen

Together 3 years · Denver, CO

Verified buyer

“Logging both our incomes in one place finally made 'fair' mean something concrete.”

Olivia & Daniel

Newlyweds · Charlotte, NC

Verified buyer

“Set up our emergency fund goal in one afternoon. Six months later we're almost there.”

Sofia & Ben

Living together · Raleigh, NC

Verified buyer

“Took us twenty minutes to set up and we've used it every single week since.”

Mia & Ethan

Living together · San Diego, CA

Verified buyer

“Every couples budgeting app felt built for one person. This one actually gets that there are two of us.”

Hannah & Jake

Married 1 year · Nashville, TN

Verified buyer

Showing the story from Nicole & Marcus: We finally stopped guessing who owes what. The bill splitter did the math for us.

Limited launch price
Launch price ends in24:00:00

Your financial plan — together.

Get all eight core tabs plus three bonus planners. One purchase, one shared system, yours to keep.

Your template

  • Start Here
  • Dashboard
  • Income
  • Expenses
  • Budget Plan
  • Bills
  • Savings Goals
  • Setup

Bonus planners included

  • Wedding Budget Planner
  • Trip & Vacation Planner
  • Emergency Fund Builder

Also included

  • Instant lifetime access

Complete couples bundle

$17$29

One-time payment. No subscription.

Accepted payment methods: Visa, Mastercard, PayPal, American Express, Google Pay, and Apple Pay

What happens next

  1. 1Pay securely — takes about a minute.
  2. 2Your access email arrives instantly.
  3. 3Copy the template and start together.

Questions, answered

FAQ

Do I need to be good with spreadsheets?

Not at all. The template includes a Start Here guide, clear prompts, and formulas that are already set up for you.

How is this different from a free budget template?

Free templates give you empty boxes and leave the setup to you. My Couples Budget is built for two people: fair bill splitting, eight connected tabs that update automatically, a guided setup, and three bonus planners for weddings, trips, and emergency savings.

Do we need a paid Google account?

No. A free Google account is all you need for the Google Sheets version. An Excel version is also available if you prefer Microsoft Excel.

Can we use different bill-splitting percentages?

Yes. You can split costs equally or use the Bills tab to divide them in the way that works for your household.

How do I receive the template?

You’ll get instant digital access after purchase, with a link to make your own private Google Sheets or Excel copy.

Can I use it on my phone?

Yes. It works in Google Sheets and Excel on desktop, tablet, and mobile. Desktop is best for initial setup; mobile is great for quick updates.

Ready to plan together?

Eight connected tabs, three bonus planners, and one shared plan for the life you’re building — for a single $17 payment.

$17 $29 · instant access

My Couples Budget

$17 $29